2BHK Apartment | Guruvayur Temple Vicinity | East-Facing

Thrissur, Kerala, Guruvayur Temple, 680101

₹ 4,100,000 41 Lacs
Project Name : Beverly Folorento Guruvayur

Property Highlights

2
Bedrooms
2
Bathrooms
976
Sq.ft
1
Parking
1323
Property ID
2
Balconies

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Discover the Space

This meticulously presented 2-bedroom apartment at Beverly Folorento Guruvayur offers an exceptional residential opportunity near Guruvayur Temple. Situated on the 5th floor, this East-facing unit spans 976 sq ft, featuring two balconies and dedicated parking. Residents benefit from contemporary amenities including Bio Metric Security, a Club House, and Power Back Up, alongside built-in cupboards and wardrobes. Its prime location with bus route frontage ensures seamless connectivity, presenting a compelling investment at ₹4,100,000 in Thrissur, Kerala.

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📍 Neighborhood Infrastructure Analysis

2BHK Apartment | Guruvayur Temple Vicinity | East-Facing

76/100
Very Good★★★★☆

Based on 10 infrastructure categories

🏥
Healthcare & Wellness1 nearby
50/10

Basic healthcare services available.

1 healthcare & wellness
  • Guruvayoor Devaswom Hospital(0.27 km)
🎓
Education3 nearby
70/10

Good educational institutions within walking distance.

3 education
  • Sree Krishna Higher Secondary School(0.42 km)
  • Government Upper Primary School(0.51 km)
🚇
Transportation2 nearby
50/10

Basic transportation options available.

2 transportation
  • Guruvayur Private Bus Stand(0.51 km)
  • Guruvayur(0.77 km)
🛒
Shopping & Retail6 nearby
85/10

Vibrant shopping ecosystem with multiple retail options.

6 shopping & retail
  • Harisree(0.21 km)
  • Manaf Stores(0.6 km)
🍽️
Dining & Entertainment30 nearby
100/10

Vibrant dining and entertainment scene enhances lifestyle.

30 dining & entertainment
  • Hotel Dwaraka(0.09 km)
  • Jayasree(0.15 km)
🏦
Banking & Finance16 nearby
100/10

Multiple banking options for financial convenience.

16 banking & finance
  • Indian Overseas Bank(0.17 km)
  • Dhanalakshmi Bank(0.18 km)
🚓
Safety & Emergency1 nearby
50/10

Basic emergency services nearby.

1 safety & emergency
  • Police Station(0.26 km)
🕌
Religious & Cultural8 nearby
85/10

Rich cultural heritage and spiritual landmarks.

8 religious & cultural
  • Devaswom Museum(0.13 km)
  • Puthiyedath Pisharam Bhagavathi Temple(0.2 km)
🏨
Hospitality70 nearby
100/10

Thriving hospitality sector indicates a developed area.

70 hospitality
  • Nss Guest House(0.12 km)
  • Avanti Inn(0.16 km)
🏛️
Community & Civic3 nearby
70/10

Good civic facilities available.

3 community & civic
  • Parvathy Kalyana Mandapam(0.2 km)
  • Surabhi Auditorium(0.49 km)

Quick Facts

Listed byAgent
Year Built2023
Property TypeApartment Flat
FurnishingSemi Furnished

Frequently Asked Questions

Data enriched FAQs with helpful insights and visuals

01

What is the sale price of this Property?

This Property is priced at ₹41.00 L. This works out to approximately ₹4,201 per square foot. The price may be negotiable based on market conditions, property age, and your payment terms. Contact the seller to discuss financing options and potential discounts for cash buyers or quick closures.
02

What is the built-up area of this property?

The built-up area is 976 square feet. This provides comfortable space for family living with adequate room for all daily activities. This includes all rooms, corridors, balconies, and covered spaces as per the approved building plan.
03

Can I get a home loan for this property?

Yes, banks and NBFCs offer home loans for this property. Based on the price of ₹41.00 L, you'll need a downpayment of approximately ₹8.20 L (20%). For the loan amount of ₹32.80 L at 8.75% interest rate for 15 years, your approximate monthly EMI would be ₹32,782. Over 15 years, you'll pay ₹59.01 L in total (₹32.80 L principal + ₹26.21 L interest). Current interest rates range from 8.5% to 9.5% depending on your credit score, bank relationship, and loan amount. Compare offers from SBI, HDFC, ICICI, Axis Bank, and LIC Housing Finance.
04

Is the listed price negotiable?

Yes, property prices are often negotiable. In this market, deals typically close 2-6% below the asking price. For this property listed at ₹41.00 L, you could realistically negotiate to ₹38.54 L - ₹40.18 L, potentially saving ₹82,000 to ₹2.46 L.

Price Negotiation Scenarios

Negotiation success depends on several factors: property time on market (properties listed 90+ days see higher negotiation), seller urgency, your payment terms (cash buyers have more leverage), market conditions, and property condition. Get a professional valuation (₹5,000-10,000) to strengthen your negotiation position. Research recent sale prices of comparable properties in the area. Make your first offer 7-10% below asking and negotiate from there.
05

What is the annual property tax?

For this property in Panchayat, annual property tax is calculated on Annual Rental Value (ARV). With a property value of ₹41.00 L, the estimated ARV is ₹2.46 L (6% of property value). Panchayat tax rate is typically 3-5% of ARV. Your annual property tax would be approximately ₹7,380 to ₹12,300.

Property Tax Component Breakdown

Tax is payable in half-yearly installments with 5-10% rebate for advance full-year payment. Vacant land attracts lower tax. Keep tax receipts updated for loan eligibility and future sale.
06

What is my total cost in the first year of ownership?

Here's your complete first-year ownership cost breakdown for this ₹41.00 L property:

One-Time Upfront Costs:
  • Downpayment (20%): ₹8.20 L
  • Registration & Stamp Duty (10%): ₹4.10 L
  • Legal & Documentation: ₹30,000
  • Brokerage (if applicable, 2%): ₹82,000
  • Total Upfront: ₹13.42 L
Recurring Costs (First Year):
  • EMI (12 months @ ₹32,782): ₹3.93 L
  • Property Tax: ₹17,220
  • Maintenance: ₹23,424
  • Home Insurance: ₹8,000
  • Total Recurring: ₹4.42 L
Grand Total (Year 1): ₹17.84 L

Upfront Cost Breakdown

First Year Recurring Expenses

Loan Principal vs Interest

From Year 2 onwards: ₹4.42 L annually (EMI + tax + maintenance + insurance). Budget an additional 10% buffer for unexpected repairs or expenses.

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