Good access to schools, hospitals, transport

Ayyanthole Independent House | 3BHK, East Facing

Thrissur, Kerala, Ayyanthole, 680003

₹ 15,000,000 1.5 Cr

Property Highlights

4.74 cents

Plot Area

Bedrooms

Bathrooms

1500

Sq.ft

Parking

1296

Property ID

Discover the Space

Presenting a well-maintained independent house situated in Ayyanthole, Thrissur, offering a prime residential opportunity. This 1500 sq ft, two-story residence, built in 2008, features a functional layout with 3 bedrooms and 3 bathrooms, ideal for family living. Positioned on a 4.74-cent plot and enjoying an east-facing orientation, the property includes convenient amenities like a compound wall, kitchen cabinets, and parking for two vehicles. Essential features such as built-in wardrobes, a covered terrace, and open well water enhance daily comfort. A solid investment at ₹15,000,000, directly from the owner.

Loan Calculator

Home Price Loading...

Down Payment 20%

Interest Rate (p.a.) 8.5%

Loan Tenure 20 years

Loan Amount 50 Thousand

Interest Rate (p.a.) 12%

Loan Tenure 5 years

Monthly EMI: Calculating...

Total Payment: Calculating...

Total Interest: Calculating...

📍 Neighborhood Infrastructure Analysis

Ayyanthole Independent House | 3BHK, East Facing

73/100

Very Good★★★★☆

Based on 9 infrastructure categories

🏥

Healthcare & Wellness3 nearby

70/10

Good medical facilities available in the area.

3 healthcare & wellness

Dr Sujainathan Clinic(1.76 km)
Vijayasree Eye Hospital(1.99 km)

🎓

Education5 nearby

85/10

Excellent education hub with top-tier schools and colleges.

5 education

Indira Gandhi National Open University Study Center(0.95 km)
Hari Sri Vidya Nidhi(1.61 km)

🚇

Transportation1 nearby

50/10

Basic transportation options available.

1 transportation

Punkunnam(2.4 km)

🛒

Shopping & Retail8 nearby

85/10

Vibrant shopping ecosystem with multiple retail options.

8 shopping & retail

Reliance Fresh(0.23 km)
Vegetable Shop(0.28 km)

🍽️

Dining & Entertainment8 nearby

85/10

Vibrant dining and entertainment scene enhances lifestyle.

8 dining & entertainment

Surya Hotel(1.36 km)
Pasal Restaurt(1.43 km)

🏦

Banking & Finance9 nearby

85/10

Multiple banking options for financial convenience.

9 banking & finance

Thrissur Service Cooperative Bank(1.14 km)
State Bank Of India(1.45 km)

🕌

Religious & Cultural6 nearby

85/10

Rich cultural heritage and spiritual landmarks.

6 religious & cultural

Orayampurath Bhagavathy Temple(0.31 km)
Thrikkumarakkudam Srikrishna Temple(0.49 km)

🌳

Recreation & Leisure1 nearby

50/10

Some recreational options nearby.

1 recreation & leisure

Achuthamenon Memorial Park(1.4 km)

🏨

Hospitality3 nearby

70/10

Good hospitality options available.

3 hospitality

Aiswarya Hostel(0.15 km)
Krishna Hotel(1.45 km)

Quick Facts

Listed byOwner

Year Built2008

Property TypeIndependent House

Total Floors2

FurnishingSemi Furnished

Frequently Asked Questions

Data enriched FAQs with helpful insights and visuals

What is the sale price of this Property?

This Property is priced at ₹1.50 Cr. This works out to approximately ₹10,000 per square foot. The price may be negotiable based on market conditions, property age, and your payment terms. Contact the seller to discuss financing options and potential discounts for cash buyers or quick closures.

What is the built-up area of this property?

The built-up area is 1,500 square feet. This spacious layout offers ample room for comfortable living, entertainment, and family gatherings. This includes all rooms, corridors, balconies, and covered spaces as per the approved building plan.

Can I get a home loan for this property?

Yes, banks and NBFCs offer home loans for this property. Based on the price of ₹1.50 Cr, you'll need a downpayment of approximately ₹30.00 L (20%). For the loan amount of ₹1.20 Cr at 8.75% interest rate for 15 years, your approximate monthly EMI would be ₹119,934. Over 15 years, you'll pay ₹2.16 Cr in total (₹1.20 Cr principal + ₹95.88 L interest). Current interest rates range from 8.5% to 9.5% depending on your credit score, bank relationship, and loan amount. Compare offers from SBI, HDFC, ICICI, Axis Bank, and LIC Housing Finance.

Is the listed price negotiable?

Yes, property prices are often negotiable. In this market, deals typically close 2-6% below the asking price. For this property listed at ₹1.50 Cr, you could realistically negotiate to ₹1.41 Cr - ₹1.47 Cr, potentially saving ₹3.00 L to ₹9.00 L.

Price Negotiation Scenarios

Negotiation success depends on several factors: property time on market (properties listed 90+ days see higher negotiation), seller urgency, your payment terms (cash buyers have more leverage), market conditions, and property condition. Get a professional valuation (₹5,000-10,000) to strengthen your negotiation position. Research recent sale prices of comparable properties in the area. Make your first offer 7-10% below asking and negotiate from there.

What is the annual property tax?

For this property in Panchayat, annual property tax is calculated on Annual Rental Value (ARV). With a property value of ₹1.50 Cr, the estimated ARV is ₹9.00 L (6% of property value). Panchayat tax rate is typically 3-5% of ARV. Your annual property tax would be approximately ₹27,000 to ₹45,000.

Property Tax Component Breakdown

Tax is payable in half-yearly installments with 5-10% rebate for advance full-year payment. Vacant land attracts lower tax. Keep tax receipts updated for loan eligibility and future sale.