Good access to schools, hospitals, transport

Thrissur City Residential Plot – Prime 13 Cents Near Town

Thrissur City, Thrissur, Kerala, 680020

₹ 10,400,000 ₹ 800,000 / cent

Property Highlights

Total Cents

1526

Property ID

1.5 km from Thrissur town

Junction

Discover the Space

An exceptional opportunity awaits with this prime 13-cent residential plot, strategically located in Thrissur City, Kerala (Pincode 680020). This generously sized land parcel offers direct road and bus route access, ensuring unparalleled convenience for future homeowners. Positioned merely 1.5 km from the bustling Thrissur town, residents will enjoy effortless connectivity to essential services, educational institutions, and commercial hubs. Classified as residential land, this plot is ideal for constructing your dream home or a profitable investment. Available directly from the owner, with a sale price of ₹8, this property promises significant value in a desirable urban setting.

Loan Calculator

Home Price Loading...

Down Payment 20%

Interest Rate (p.a.) 8.5%

Loan Tenure 20 years

Loan Amount 50 Thousand

Interest Rate (p.a.) 12%

Loan Tenure 5 years

Monthly EMI: Calculating...

Total Payment: Calculating...

Total Interest: Calculating...

📍 Neighborhood Infrastructure Analysis

Thrissur City Residential Plot – Prime 13 Cents Near Town

87/100

Excellent★★★★☆

Based on 9 infrastructure categories

🏥

Healthcare & Wellness12 nearby

100/10

Excellent medical infrastructure ensures immediate healthcare access.

12 healthcare & wellness

Avp Ayurvedic Health Centre(0.44 km)
Kerala Institute Of Sports Ayurverda & Research Thrissur(0.54 km)

🎓

Education8 nearby

85/10

Excellent education hub with top-tier schools and colleges.

8 education

P G Centre(0.52 km)
Sakthan Thampuran College(0.55 km)

🛒

Shopping & Retail16 nearby

100/10

Vibrant shopping ecosystem with multiple retail options.

16 shopping & retail

Supplyco(0.31 km)
Kalyan Hypermarket;Karthyayani Nursing Home(0.34 km)

🍽️

Dining & Entertainment15 nearby

100/10

Vibrant dining and entertainment scene enhances lifestyle.

15 dining & entertainment

Hotel Hero(0.12 km)
Ayush Vegeterian Restaurant(0.33 km)

🏦

Banking & Finance21 nearby

100/10

Multiple banking options for financial convenience.

21 banking & finance

Pension Office(0.12 km)
Bank Of Baroda(0.24 km)

🕌

Religious & Cultural16 nearby

100/10

Rich cultural heritage and spiritual landmarks.

16 religious & cultural

Puravasthu Museum(0.2 km)
Bhuvaneeswari Navagraha Temple(0.21 km)

🌳

Recreation & Leisure4 nearby

70/10

Good parks and leisure facilities available.

4 recreation & leisure

Palace Ground(0.29 km)
Banerji Club(0.4 km)

🏨

Hospitality6 nearby

85/10

Thriving hospitality sector indicates a developed area.

6 hospitality

Rama Nilayam(0.26 km)
Mangala Towers(0.28 km)

🏛️

Community & Civic1 nearby

50/10

Basic community services nearby.

1 community & civic

Pushpanjali Marriage Halll(0.59 km)

Quick Facts

Listed byOwner

Property TypeResidential Plot

Frequently Asked Questions

Data enriched FAQs with helpful insights and visuals

What is the sale price of this Property?

This Property is priced at ₹1.04 Cr. The price may be negotiable based on market conditions, property age, and your payment terms. Contact the seller to discuss financing options and potential discounts for cash buyers or quick closures.

Can I get a home loan for this property?

Yes, banks and NBFCs offer home loans for this property. Based on the price of ₹1.04 Cr, you'll need a downpayment of approximately ₹20.80 L (20%). For the loan amount of ₹83.20 L at 8.75% interest rate for 15 years, your approximate monthly EMI would be ₹83,154. Over 15 years, you'll pay ₹1.50 Cr in total (₹83.20 L principal + ₹66.48 L interest). Current interest rates range from 8.5% to 9.5% depending on your credit score, bank relationship, and loan amount. Compare offers from SBI, HDFC, ICICI, Axis Bank, and LIC Housing Finance.

Is the listed price negotiable?

Yes, property prices are often negotiable. In this market, deals typically close 2-6% below the asking price. For this property listed at ₹1.04 Cr, you could realistically negotiate to ₹97.76 L - ₹1.02 Cr, potentially saving ₹2.08 L to ₹6.24 L.

Price Negotiation Scenarios

Negotiation success depends on several factors: property time on market (properties listed 90+ days see higher negotiation), seller urgency, your payment terms (cash buyers have more leverage), market conditions, and property condition. Get a professional valuation (₹5,000-10,000) to strengthen your negotiation position. Research recent sale prices of comparable properties in the area. Make your first offer 7-10% below asking and negotiate from there.

What is the annual property tax?

For this property in Panchayat, annual property tax is calculated on Annual Rental Value (ARV). With a property value of ₹1.04 Cr, the estimated ARV is ₹6.24 L (6% of property value). Panchayat tax rate is typically 3-5% of ARV. Your annual property tax would be approximately ₹18,720 to ₹31,200.

Property Tax Component Breakdown

Tax is payable in half-yearly installments with 5-10% rebate for advance full-year payment. Vacant land attracts lower tax. Keep tax receipts updated for loan eligibility and future sale.

What is my total cost in the first year of ownership?

Here's your complete first-year ownership cost breakdown for this ₹1.04 Cr property:

One-Time Upfront Costs:

Downpayment (20%): ₹20.80 L
Registration & Stamp Duty (10%): ₹10.40 L
Legal & Documentation: ₹30,000
Brokerage (if applicable, 2%): ₹2.08 L
Total Upfront: ₹33.58 L

Recurring Costs (First Year):

EMI (12 months @ ₹83,154): ₹9.98 L
Property Tax: ₹43,680
Home Insurance: ₹8,000
Total Recurring: ₹10.50 L

Grand Total (Year 1): ₹44.08 L

Upfront Cost Breakdown

First Year Recurring Expenses

Loan Principal vs Interest

From Year 2 onwards: ₹10.50 L annually (EMI + tax + maintenance + insurance). Budget an additional 10% buffer for unexpected repairs or expenses.

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Thrissur City Residential Plot – Prime 13 Cents Near Town

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