2BHK Apartment in Santok Park, Dindoli | Prime East Facing

Surat, Gujarat, Dindoli, 394210

₹ 2,799,000 27.99 Lacs
Project Name : Santok park

Property Highlights

2
Bedrooms
2
Bathrooms
960
Sq.ft
1
Parking
1627
Property ID
2
Balconies

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Discover the Space

Presenting a comfortable 2-bedroom apartment located on the 2nd floor of Santok Park, Dindoli, Surat. This east-facing unit spans a generous 960 sq ft, featuring two balconies and dedicated parking, ensuring ample natural light and convenience. Residents benefit from excellent connectivity due to bus route frontage, complementing a suite of community amenities including an Event Space & Amphitheatre, serene Flower Gardens, and 24-hour security personnel. This property offers a balanced lifestyle in a developing urban hub.

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📍 Neighborhood Infrastructure Analysis

2BHK Apartment in Santok Park, Dindoli | Prime East Facing

75/100
Very Good★★★★☆

Based on 2 infrastructure categories

🏥
Healthcare & Wellness23 nearby
100/10

Excellent medical infrastructure ensures immediate healthcare access.

23 healthcare & wellness
  • Pulse Hospital & Icu(0.28 km)
  • Umiya Multispeciality Hospital & Icu(0.28 km)
🎓
Education1 nearby
50/10

Basic schools and colleges available.

1 education
  • Smart English School(1.42 km)

Quick Facts

Listed byOwner
Year Built2024
Property TypeApartment Flat
FurnishingSemi Furnished

Frequently Asked Questions

Data enriched FAQs with helpful insights and visuals

01

What is the sale price of this Property?

This Property is priced at ₹27.99 L. This works out to approximately ₹2,916 per square foot. The price may be negotiable based on market conditions, property age, and your payment terms. Contact the seller to discuss financing options and potential discounts for cash buyers or quick closures.
02

What is the built-up area of this property?

The built-up area is 960 square feet. This provides comfortable space for family living with adequate room for all daily activities. This includes all rooms, corridors, balconies, and covered spaces as per the approved building plan.
03

Can I get a home loan for this property?

Yes, banks and NBFCs offer home loans for this property. Based on the price of ₹27.99 L, you'll need a downpayment of approximately ₹5.60 L (20%). For the loan amount of ₹22.39 L at 8.75% interest rate for 15 years, your approximate monthly EMI would be ₹22,380. Over 15 years, you'll pay ₹40.28 L in total (₹22.39 L principal + ₹17.89 L interest). Current interest rates range from 8.5% to 9.5% depending on your credit score, bank relationship, and loan amount. Compare offers from SBI, HDFC, ICICI, Axis Bank, and LIC Housing Finance.
04

Is the listed price negotiable?

Yes, property prices are often negotiable. In this market, deals typically close 2-6% below the asking price. For this property listed at ₹27.99 L, you could realistically negotiate to ₹26.31 L - ₹27.43 L, potentially saving ₹55,980 to ₹1.68 L.

Price Negotiation Scenarios

Negotiation success depends on several factors: property time on market (properties listed 90+ days see higher negotiation), seller urgency, your payment terms (cash buyers have more leverage), market conditions, and property condition. Get a professional valuation (₹5,000-10,000) to strengthen your negotiation position. Research recent sale prices of comparable properties in the area. Make your first offer 7-10% below asking and negotiate from there.
05

What is the annual property tax?

For this property in Panchayat, annual property tax is calculated on Annual Rental Value (ARV). With a property value of ₹27.99 L, the estimated ARV is ₹1.68 L (6% of property value). Panchayat tax rate is typically 3-5% of ARV. Your annual property tax would be approximately ₹5,038 to ₹8,397.

Property Tax Component Breakdown

Tax is payable in half-yearly installments with 5-10% rebate for advance full-year payment. Vacant land attracts lower tax. Keep tax receipts updated for loan eligibility and future sale.
06

What is my total cost in the first year of ownership?

Here's your complete first-year ownership cost breakdown for this ₹27.99 L property:

One-Time Upfront Costs:
  • Downpayment (20%): ₹5.60 L
  • Registration & Stamp Duty (10%): ₹2.80 L
  • Legal & Documentation: ₹30,000
  • Brokerage (if applicable, 2%): ₹55,980
  • Total Upfront: ₹9.26 L
Recurring Costs (First Year):
  • EMI (12 months @ ₹22,380): ₹2.69 L
  • Property Tax: ₹11,756
  • Maintenance: ₹23,040
  • Home Insurance: ₹8,000
  • Total Recurring: ₹3.11 L
Grand Total (Year 1): ₹12.37 L

Upfront Cost Breakdown

First Year Recurring Expenses

Loan Principal vs Interest

From Year 2 onwards: ₹3.11 L annually (EMI + tax + maintenance + insurance). Budget an additional 10% buffer for unexpected repairs or expenses.

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