Good access to schools, hospitals, transport

Dehradun: 3 BHK Ground Floor Apartment in Virbhadra | NE Facing, Bus Route Frontage

Virbhadra, Uttarakhand, Dehradun, 249202

₹ 4,500,000 45 Lacs

Project Name : Vardhman Residency Apartment

Property Highlights

Bedrooms

Bathrooms

850

Sq.ft

Parking

1604

Property ID

Balconies

Discover the Space

Presenting a meticulously maintained 3-bedroom apartment on the ground floor of Vardhman Residency, ideally situated in Virbhadra, Dehradun. This 850 sq ft unit offers convenient accessibility and features a desirable Northeast facing, promoting natural light and ventilation. Residents benefit from excellent public transport links due to the building’s bus route frontage, enhancing daily commute. The property includes one balcony, dedicated parking, and essential amenities such as Air Conditioning, built-in wardrobes, and maintenance staff, ensuring a comfortable living experience. Priced at ₹45,00,000, this owner-listed apartment offers a compelling residential or investment opportunity.

Loan Calculator

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Down Payment 20%

Interest Rate (p.a.) 8.5%

Loan Tenure 20 years

Loan Amount 50 Thousand

Interest Rate (p.a.) 12%

Loan Tenure 5 years

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Quick Facts

Listed byOwner

Year Built2020

Property TypeApartment Flat

FurnishingFully Furnished

Frequently Asked Questions

Data enriched FAQs with helpful insights and visuals

What is the sale price of this Property?

This Property is priced at ₹45.00 L. This works out to approximately ₹5,294 per square foot. The price may be negotiable based on market conditions, property age, and your payment terms. Contact the seller to discuss financing options and potential discounts for cash buyers or quick closures.

What is the built-up area of this property?

The built-up area is 850 square feet. This provides comfortable space for family living with adequate room for all daily activities. This includes all rooms, corridors, balconies, and covered spaces as per the approved building plan.

Can I get a home loan for this property?

Yes, banks and NBFCs offer home loans for this property. Based on the price of ₹45.00 L, you'll need a downpayment of approximately ₹9.00 L (20%). For the loan amount of ₹36.00 L at 8.75% interest rate for 15 years, your approximate monthly EMI would be ₹35,980. Over 15 years, you'll pay ₹64.76 L in total (₹36.00 L principal + ₹28.76 L interest). Current interest rates range from 8.5% to 9.5% depending on your credit score, bank relationship, and loan amount. Compare offers from SBI, HDFC, ICICI, Axis Bank, and LIC Housing Finance.

Is the listed price negotiable?

Yes, property prices are often negotiable. In this market, deals typically close 2-6% below the asking price. For this property listed at ₹45.00 L, you could realistically negotiate to ₹42.30 L - ₹44.10 L, potentially saving ₹90,000 to ₹2.70 L.

Price Negotiation Scenarios

Negotiation success depends on several factors: property time on market (properties listed 90+ days see higher negotiation), seller urgency, your payment terms (cash buyers have more leverage), market conditions, and property condition. Get a professional valuation (₹5,000-10,000) to strengthen your negotiation position. Research recent sale prices of comparable properties in the area. Make your first offer 7-10% below asking and negotiate from there.

What is the annual property tax?

For this property in Panchayat, annual property tax is calculated on Annual Rental Value (ARV). With a property value of ₹45.00 L, the estimated ARV is ₹2.70 L (6% of property value). Panchayat tax rate is typically 3-5% of ARV. Your annual property tax would be approximately ₹8,100 to ₹13,500.

Property Tax Component Breakdown

Tax is payable in half-yearly installments with 5-10% rebate for advance full-year payment. Vacant land attracts lower tax. Keep tax receipts updated for loan eligibility and future sale.